Saturday, November 3, 2007

When Selling A Home It Pays To Perk Up Where You Park

Realtors in a nationwide survey say replacing your garage door prior to listing your home can increase its demand and help you reach your asking price. This may largely be due to homeowner demand for more storage space making three-car garages a typical standard and a major design focal point.

If you are thinking of upgrading your homes garage appeal you may want to consider something more than a standard steel panel door. According to Professional Builder magazine, designer garage doors are one of the "50 Must-Have Features for Today's Home Buyers."

We had a seller last fall who replaced existing 70s style flush panel garage doors with carriage house style doors and it changed the entire look of the house, adds Garrett. It sold for full asking price the first day on the market and the owners made a profit. The interior had been upgraded -- but it was the exterior that the buyers fell in love with at first sight.

Here are some additional garage door changes that might take your home to a new selling high:

1. Give your garage door a new layer of paint. Nothing says welcome home like a cheerful front entry. Its an easy affordable way to freshen up a paint scheme without having to repaint the entire exterior.

2. Add new stylish lighting fixtures. Light up your doorways, driveway and walkways. Better to have more lights at lower wattages than one, very bright one. Angle spotlights to highlight trees and bushes, creating a dramatic nighttime effect. Solar lights that charge during the day are easy to install yourself.

3. Use mulch Rather then leaving your garden messy and unkept mulch makes landscaping and garden beds look tidy, crisp and well maintained.

4. Plant lots of flowers. This is always money well spent because it adds charm and life to any exterior. Even if you have never planted flowers you will find it is easy to do. Bringing lots of new colours to your garden will bring a new life to your home.

5. Re-surface your driveway. Instead of a black top or smooth concrete, consider stained or stamped concrete patterns. This can do wonders for curb appeal.

Article courtesy of http://www.RenovationFinder.com., the ultimate home improvement guide.

Find a local contractor for your new renovated driveway at http://www.RenovationFinder.com

Brian Bileksi from http://www.renovationfinder.com.Free Christmas Card Design
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How And When To Teach Your Kids About Money

As a child, money seems to somehow grow on trees as mum and dad always appear to have money to buy things.

Even though this is clearly not the case, its unfortunately the perception of children who live in a very consumer oriented world.

Rather than letting your child grow up thinking that money comes easily, you need to institute some form of education that teaches them how to understand and use money wisely.

Teach them young and they will carry forward that knowledge and live a better financial life. Heres a few tips how :

From ages 3 - 7

1. Show them the value of money by explaining what $2 can and can't buy. It may be an idea to do this whilst walking down the super market aisle or toy aisle (if you are game!).

2. Let them watch you pay for things. You may even start by letting them hand over the cash or pressing the OK button on the ATM.

3. Do not give them notes. Pay their pocket money in coins as your children need to understand how to allocate their money.

4. Show them how to visualise their goals. Get them to draw what they want to save up for. Keep the goals realistic otherwise they will very quickly lose interest.

What they learn -

Different things have different values.
Money simply doesn't grow on trees and that you have to work for your money.
You have to allocate your money for different things

From ages 7 - 12

1. Encourage them to participate in the school banking programme. This will give them a sense of regular commitment to savings.

2. Get them interested in looking at their bank statements and following how much money they are saving. This will get them used to scanning banking paperwork.

3. Get them to start thinking of a long term saving goal and work out how long it will take them to reach that goal.

4. Give them a combination of notes and coins for their pocket money. This will really strengthen their allocation abilities and efficient usage of spare change.

5. Start showing them the family bills and explain positively that the bills have to be paid to keep the family going.

What they will learn
Saving is a planned activity and something that needs a bit of thought rather that just putting away what's left over.
The value of small change
It takes a fair bit of money and good money management skills to keep a roof over their head.

For Teenagers

1. Encourage them to set up their own bank account and use internet banking.

2. Direct debit their pocket money into their account. This will get them used to dealing with intangible payments, and that electronic money is not just a set of numbers.

3. Make them responsible for their own bills such as mobiles. This is a very quick way to teach them how to spend wisely.

4. Try not to lend money to them for purchases that are of an extravagant nature. If they really want it, encourage them to get a part time job to save up enough. If you do loan money to them, do so only on the grounds that you will reduce the amount of their pocket money until the loan is paid.

5. Charge them board if they have a part time job - this will start getting them into the habit of paying their way for things they take for granted - like food and shelter!!

6. Introduce them to the concept of return on investment. Show them the value of putting some of their money into high interest savings accounts or even into managed investments.

7. Highlight the fact that if they start now they will be so much better off down the track.

What they learn

Not only will they learn more modern and more efficient banking techniques they will also learn how to curb their wants, or find ways to earn rather than going into debt for something that is not totally necessary.

It takes money to create money.

Greg R Smith is money expert from Australia who is recognized for his gift to translate the often complex money world into simple over the kitchen table language. He is a qualified financial planner with over 20 years experience and is also a best selling an author, TV presenter, columnist, public speaker and radio presenter. He is also the inventor of a revolutionary money box that will change the way children learn about money forever - visit http://www.moneyedbox.com for more.2006 Celebrity Dead
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